A residential real estate transaction is a significant investment, and all parties involved must go to great lengths to protect their interests. Sellers want to be able to leave the home free and clear, lenders want to ensure that the buyer repays the loan, and buyers need the assurance they're the only ones with rights to the property.
A title search should be done to establish any claims, liens, or restrictions against the home. If any title defects aren't satisfied, everyone involved in the transaction could face significant financial losses decades after the sale.
At Seminole Title Company, we work with a variety of clients to identify any potential claims during title search and examination, order payoff for any liens, resolve outstanding issues that affect title, and establish clear title to the property. Contact us today to learn how we can ease the burden of your home buying experience.
Our Title Insurance Agents Can Help You Avoid Problems Now and in the Future
While a thorough title search can identify major title defects such as unpaid taxes, outstanding mortgages, court judgments, and land use restrictions, there's always the possibility that someone may bring a claim against the title in the future. Title Insurance can protect an owner in the event such a claim arises. Title insurance is a one-time cost that's a fraction of the home’s purchase price, and the policy remains in effect as long as the owners retain the property.
Our title agents provide residential title services for:
- Sellers. We assist sellers in a variety of residential sales, including for sale by owner, home flipping purchases, and double closings on residential properties, and our title insurance policy protects sellers from losses if title is rejected by a prospective buyer.
- Buyers. Title Insurance owner’s policies protect home purchasers from title defects, insuring buyers won't have to pay for any future defense costs related to attacks on the title. We have experience in many different types of purchases, including first-time home buyer transactions, VA/FHA closings, and short sales.
- Lenders. We issue lender’s policies to protect financial institutions and mortgage companies against title defects for the length of the loan and assist mortgage brokers to meet compliance requirements and deadlines.
Our Title Agents have assisted local clients in Seminole, St. Petersburg, Clearwater, and beyond for over 25 years and are known for our attention to detail throughout each transaction. If you need title examination, title insurance, or have questions on your residential real estate purchase, please call the numbers on this page or fill out our easy online form.